The foundation of any robust financial ecosystem is built long before the first line of code is written. At Neti, we engineer production-grade blockchain and fintech infrastructure designed to handle high-stakes environments, multi-rail liquidity, and structural compliance. But as any CTO knows, even the most resilient payment rails will fail to scale if they are bottlenecked by a rigid, legacy onboarding layer.
This friction is exactly why we partnered with Authologic, a pioneer in digital identity orchestration. While Neti approaches ecosystem architecture from the perspective of core software engineering and distributed ledgers, we constantly find ourselves addressing the exact same customer pain points: identity, fraud prevention, trust, and upcoming regulatory hurdles.
Our teams first crossed paths in Singapore, observing how a unified identity framework can transform a financial landscape. Today, as AI-driven fraud challenges traditional KYC and the strict legal deadlines of eIDAS 2.0 approach, our combined synergy offers a clear path forward for regulated tech stacks.
We recently sat down with Olga Płaza - Head of Partnerships at Authologic to discuss the cracked foundation of legacy KYC, the power of cryptographic government credentials, and how a pluggable identity gateway simplifies the life of a CTO.
Here is the full interview.
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In simple terms, how is Authologic redefining the concept of "identity orchestration"?
Identity verification has fragmented. Users arrive with completely different credentials depending on their country, their device, what apps they have. We sit in the middle of that flow. A company integrates once, and when a user comes to verify, we automatically route them based on their context – eID first, with document-based verification as a fallback for users without an eID. No user hits a dead end.
What truly sets Authologic apart from legacy KYC providers?
AI has made document photos and selfies quite easy to fake now. We're seeing AI-generated documents passing OCR checks, deepfakes getting through liveness detection. The foundation those tools were built on has cracked. So we prioritize cryptographic credentials. An eID from the French government is cryptographically signed, you just can't fake that the way you can fake a document photo. And we don't lock clients in either. Swapping a vendor or adding a method is a configuration change, not a development project.
Who are your primary customers?
Fintechs, lenders, gaming operators, telecoms, insurers, all operating under KYC and AML requirements with the same tension: verify users properly without losing them. And eIDAS 2.0 is pulling in companies that weren't thinking about eIDs six months ago. A lot of regulated businesses are waking up to a legal deadline and trying to figure out how to get there.
What is the most common friction point that leads companies to move away from traditional KYC?
For a long time, the main reason companies came to us was conversion. eIDs just perform better than document-based verification, and we ran with the headline "supercharge your KYC with eIDs" because that was genuinely the story. What's changed is eIDAS 2.0. By end of 2027, regulated businesses have to accept all 27 EU national digital wallets. It's no longer a choice, the question is just how to get there without 27 separate integration projects and ruining the UX.
How do you define success for a client?
It starts with coverage. When our customers’ users see a verification method they already know and trust, it changes how they perceive the whole interaction. For them, there's a huge difference between asking someone to upload a passport photo and offering them the government app they already have on their phone. That's what moves conversion.
Can you share a story where Authologic allowed a company to scale into a new, difficult market?
LVBet is a good one. They operate online gambling in Poland and Latvia, two markets with different regulations and very different eID preferences. Before us, that meant separate integrations per jurisdiction. They connected once to our API and went live in both markets through a single integration, compliance documentation included.
At Neti, we build the "rails" for financial flows. Why is it critical for an infrastructure partner to have a verification layer that is just as modular and pluggable as the payment core itself?
Any rigid layer becomes a bottleneck for everything above it. If your payment rails can handle new markets but your identity layer is locked to one vendor's document scan flow, identity becomes the constraint the moment you try to grow. Modularity means adding a method is a configuration change, not a project. When eIDAS 2.0 mandates wallet acceptance, the infrastructure absorbs it. That's how we designed the eID Hub.
What are the "non-negotiable" security standards that Authologic brings to the table?
The certifications are what you'd expect, ISO, PCI DSS, GDPR. For financial institutions those are the baseline. And then there's the audit trail. We had a fintech lender customer in a dispute with a user claiming she hadn't taken out a loan. Their team pulled the OmniPanel logs, video and liveness confirmation right there, complaint withdrawn the same day. Proving what happened is as important as preventing fraud.
What are the biggest risks you've seen for businesses that try to build their own identity integrations?
Maintenance catches people off guard most. Providers change APIs, update certificates, and suddenly it breaks in production. Then there's lock-in: once you've built with one provider, switching means rebuilding, and companies end up stuck for years. And the one people underestimate most is access. Getting authorization to use a specific method can take months if you haven't done it before. We've been through this hundreds of times and help clients get there fast.
Singapore is a world leader in digital identity, like Singpass. That's actually where we first met. What did you see there?
We were both there working in adjacent spaces and you end up meeting a lot of the same people. And Singapore is a useful backdrop for that. Singpass has 97% adoption across banking, healthcare, government services. Seeing it in action was very inspiring.
Was there a specific moment during our time in Singapore where you saw how Neti's "operational backbone" and Authologic's "identity layer" could fundamentally simplify the life of a CTO?
At some point we realized we were describing the same customer, just from different sides. Someone who ends up spending time getting two separate vendors to work together, which becomes its own project on top of everything else. That conversation is where this partnership started.
What major trends are you watching that will redefine user onboarding in the next 2–3 years?
The EUDI Wallet rollout is the most immediate. Over half of EU citizens used a digital ID in 2025, up from 41% two years before. AI-driven fraud is another, 50% of identity fraud already involves AI tools and cryptographic credentials are the only structural answer. And then there's identity for AI agents. When an AI agent signs a contract on someone's behalf, there's no standardized way to verify who authorized that. That's coming fast.
How do you see the collaboration between Neti's infrastructure and Authologic's orchestration helping companies navigate the upcoming wave of global regulations?
The regulatory pressure hits multiple layers at once, payment infrastructure has its frameworks, identity has eIDAS 2.0 in Europe and equivalents rolling out globally, and most companies handle these with separate teams who don't really talk to each other. Where Neti and Authologic fit together is that the exact transaction Neti settles is the one Authologic verified the identity for. When a regulator asks questions, you're not reconciling two disconnected systems.
What is one piece of advice you would give to a CEO who is worried that "compliance" will slow down their company's growth and innovation?
eIDAS 2.0 is one of those rare cases where the compliance requirement and the product improvement are the same decision. Faster verification, better conversion, legal compliance, you get all three at once. That combination doesn't come along very often, so when it does it's worth paying attention to.
The takeaway for engineering and business leaders is clear:
Identity is not a secondary layer to bolt onto your financial system right before launch. It is a Day-Zero component that dictates how far and how fast your product can scale.
By unifying Neti’s robust, production-grade financial rails with Authologic’s intelligent identity orchestration, we eliminate the traditional friction between deep technical execution and institutional compliance. We give businesses the structural foundation they need to launch cross-border payment systems, real-world asset tokenization, and digital marketplaces with absolute confidence.
The most expensive architecture mistakes are always made before development even starts. Don't let rigid system design become your biggest blocker.
Looking to future-proof your fintech architecture?
Bring your business objectives to an expert table. Reach out to Neti to schedule an Architectural Discovery Workshop, and discover how to build an unyielding, compliant foundation ready for global growth.
