We help financial institutions launch digital assets in production, directly on their existing infrastructure

We map your payment flows in workshops, design the architecture with your compliance teams and engineer it to go live.

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120+

projects delivered

16+

years of engineering experience

5.0

on Clutch, 12 reviews

XRPL

partner and core contributor

4.5 months

from start to production for Damisa

What Does Neti Build? From Payments & Digital Assets to Custom Software Development

Built for Banks, Payment Institutions and Fintechs

We work with banks, payment institutions and fintechs that add stablecoin payments, settlement or tokenized assets to the systems they run. We also build for teams that need deep blockchain or custom software engineering.

Banks

Add stablecoin payments and settlement next to your core banking and payment hub, without replacing either.

Payment Institutions and EMIs

Settle cross-border payments in stablecoins or issue your own, with reserves and controls a supervisor can check.

Fintechs and Payment Companies

Move payouts and settlement onto stablecoins while you keep your customers, your margins and your data.

Asset Issuers and Managers

Tokenize bonds, fund units or commodities, with investor rules built into the token.

Protocol and Infrastructure Teams

Fix, upgrade or extend a live blockchain network with engineers who work at the protocol core.

Enterprises With Strict Rules

Build custom software, registries and AI features where rules, data and audits are the hard part.

Payment and Digital Asset Systems We Have Built

What each team needed, what stood in the way and what we built, from cross-border payments in production to stablecoin issuance

Prove it, then focus it: how Neti built FCSS, a cold storage market on a decentralized storage network

Neti case study: how Neti built FCSS, a cold storage market on Filecoin's decentralized storage network, for FIDL

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How Neti built confidential stablecoin payments that a regulator can still audit

See how Neti built private stablecoin payments hidden from the market but readable by a regulator through a view key, and tested them with real money.

Private stablecoin case study by Neti: confidential stablecoin payments hidden from the market and auditable by a regulator through a view key

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How Neti designed and built a stablecoin infrastructure platform with 1:1 proof of reserve and multisig-governed minting

See how Neti built stablecoin infrastructure where issuance cannot exceed the fiat reserve, no single key can mint, and proof of reserve works without an oracle.

Stablecoin infrastructure case study by Neti: stablecoin issuance platform with 1:1 proof of reserve and multisig-governed minting

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Damisa: who owns the funds at every hop of a cross-border transfer

Explore how Damisa tracks and clarifies fund ownership at every stage of a cross-border money transfer. This case study examines the core challenges, compliance considerations, and technical solutions required to maintain full transparency and accountability as capital moves across financial institutions globally.

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How Neti Contributed to XRPL Core Codebase Modernization

See how Neti contributed to XRPL core codebase modernization through open-source C++ blockchain development, test migration, and CI analysis.

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How Neti Audited and Rebuilt a Private Blockchain for Enterprise Trade Document Workflows

See how Neti audited and rebuilt a private blockchain for an enterprise trade platform, reducing a million-scale unconfirmed block backlog, restoring consensus stability, and preparing the infrastructure for scale.

Blockchain infrastructure

Private blockchain audit and rebuild case study by Neti for enterprise trade document workflows.

Private Blockchain Development, Permissioned Blockchain

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Open-Source Networks We Contribute To

What Clients Say About Working With Neti

Verified reviews from Clutch, where Neti holds a 5.0 rating from 12 reviews

5.0

Verified

"Neti brought unmatched ‘decentralized’ expertise to our FIDL initiative. Their insights into token incentives and decentralized storage economics helped us design an ecosystem that maximizes participation and long-term sustainability. From deep research to precise full-stack development, Neti played a critical role in optimizing incentives for storage providers and users. Their commitment to quality, security, and compliance made them the ideal partner for this complex Web3 initiative."

Marta Geater Piekarska

CEO, FIDL

5.0

Verified

"Working with Neti transformed how we approach factoring and supply chain finance. Their deep expertise in blockchain helped us integrate a secure, transparent, and highly efficient on-chain factoring system. The Neti team not only delivered a robust smart contract infrastructure but also ensured seamless integration with our existing financial systems. Thanks to their knowledge and precision, we’ve improved liquidity access for our clients while maintaining compliance with industry regulations. A top-tier blockchain partner!"

Nayan Patel

Co-Founder

5.0

Verified

"Neti has been a crucial partner in the development of the Kyoto Protocol, providing unparalleled blockchain expertise and strategic guidance. Their deep understanding of Hyperledger Besu, EVM, and Solidity helped us navigate the technology's limitations and laid the foundation for future implementations. With their flexibility, and problem-solving mindset, Neti has proven to be a reliable blockchain development partner. We highly recommend Neti to any project seeking top-tier expertise in Web3 and blockchain scalability."

Frank Morey

Co-Founder

5.0

Verified

"Partnering with Neti was an easy decision, driven by the trust built through their professional consultations, attentiveness to our needs, and their candid assessments of our ideas. We are particularly proud of the results, including a unique and visually compelling front-end, a sophisticated commission system, an intelligent solution to prevent artwork misuse on other platforms, and an automated deployment mechanism. These achievements reflect Neti's commitment to delivering innovative and effective solutions that align perfectly with our vision and objectives."

Richard Ayrton

COO

What You Get With Neti

Not extra developers. A team that has built payment systems since 2018: ledgers, KYC, SEPA payouts and reconciliation.

Added Next to Your Core, Not Instead of It
One Ledger That Shows Whose Money It Is
Your Data, Keys and Compliance Decisions Stay With You
Built for Production, Not for a Demo
A Small First Step Before a Big Contract
Issuance Capped by the Reserve

How a Project With Neti Works

Every project starts small: one payment flow, one review, one decision. You see results before you commit to a full build.

Map Your Payment Flow

In a workshop we map how money moves today: accounts, ledgers, providers and who approves what.

Check What You Really Need

A new build, a ready product such as NetiRails, or nothing at all. We say which, even when the answer is not us.

Design With Your Compliance Team

Who signs, who sees what and what an auditor can check go into the architecture before any code.

Agree Scope and Cost

You get a written scope, architecture and cost for the first flow, so you decide on facts.

Build and Go Live With Limits

We build the accounts, ledger, liquidity and reconciliation around the token, test failures, then launch the first flow with limits.

Run and Extend

We stay on to run and extend the system, or hand it over to your team with documentation and training.

Meet NetiRails, Our Stablecoin Payment Orchestration Platform

Our blockchain experience turned into our own product. NetiRails runs stablecoin payments on your infrastructure, next to your core banking. Execution, FX, compliance and reconciliation sit in one system. For banks, payment institutions and fintechs. You are never locked into a single vendor.

Explore NetiRails

Networks and Ledgers We Build On

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FAQs

Neti is an engineering company that helps banks, payment institutions and fintechs bring stablecoin payments, settlement and tokenized assets into production, on the systems they already run. Payments & Digital Assets is our main focus. We also build blockchain protocols and custom software, and we make NetiRails, a stablecoin payment orchestration platform.

We work with banks, payment institutions, EMIs and fintechs that add stablecoin payments, settlement or tokenized assets to their existing systems. We also build for asset issuers, protocol teams and enterprises that need deep blockchain or custom software engineering. Our clients are in the UK, Germany, Switzerland, France, the US, Canada and other markets.

No. We add the stablecoin or digital asset layer next to your payment hub or behind your core banking, as one connection to the new assets. Your hub still decides how each payment is routed, and you start with one payment flow.

A typical software house writes code to your specification. We start from your payment flow and its rules: who owns the money at each step, who approves what and what an auditor will check. Then we design and build around it and answer for the result in production. Our engineers also contribute to the XRP Ledger core, so you can check our code before you hire us.

Payments first. We have built payment systems since 2018: a ledger, KYC and SEPA payouts for Alvarum, FX, virtual IBANs and reconciliation for Damisa, and stablecoin issuance and a wallet for a payment company. Blockchain is one tool, used only where it fits.

A cross-border payment platform for Damisa, in production after 4.5 months with a team of six. A stablecoin issuance platform where minting cannot exceed the fiat reserve and every mint needs several signatures. Confidential stablecoin payments that hide amounts and counterparties from the market, while an auditor can read them with a view key.

With a small first step: a review of one payment flow, your architecture or your code, ending with a written report. Scope and cost come after the review. If a ready product such as NetiRails is enough, or you don't need to build at all, we say so.

It depends on how many payment flows and providers are involved, which compliance controls apply and how much must connect to your existing systems. We do not publish price ranges. You get scope and cost after the first review, before you commit to a build.

The XRP Ledger, where our engineers contribute to the core, EVM networks such as Ethereum, Solana, Hyperledger Besu and Fabric, and the Filecoin ecosystem. We connect them to what banks and fintechs already run: core banking, payment hubs, KYC and AML providers, custody and reporting.

Tell Us What You Need to Build

We work with banks, payment companies and fintechs on payment systems, digital assets and custom software. In a free 30-minute call, an engineer looks at your problem, the risks and the best next step. If we are not the right fit, we will tell you directly.

We help financial institutions launch digital assets in production, directly on their existing infrastructure

What Does Neti Build? From Payments & Digital Assets to Custom Software Development

Payments & Digital Assets

Blockchain and AI Engineering

Blockchain Consulting

Custom Software Development